FUSO FINANCE PRODUCT GUIDE
Whether you own one commercial vehicle or a fleet, having the right financial partner by your side is critical. That’s why Mercedes-Benz Financial Services (MBFS) is dedicated to providing flexible terms and financing options that are every bit as attractive as your truck. Power up your finance solutions with our Daimler value chain, working in harmony to convoy you to financial success. We finance your truck and additional enhancements to keep your business moving forward.
WHY FUSO FINANCE (MBFS)?
FUSO FINANCE OFFERS FLEXIBILITY THROUGH:
- One-Stop shop to all finance needs
- Integrated campaigns with brand partner
- We offer VAT Back and Skip Payments
- Tailor-made, flexible finance offerings
- Quick SME Credit Turnaround times
- Dedication with expert Area Managers to support fleet customers
Contract purchase offers finance flexibility and guarantees the value of your vehicle at the end of your contract, protecting you from the full ownership risk of depreciation.
Simply choose your: truck model; Annual mileage; and the length of your contract at the end of your contract, either:
*Renew: Hand back your truck, and select your new model
*Retain: Own your vehicle by either settling or refinancing
*Return: Hand back your vehicle according to your contract conditions
Standard ownership finance product, where the full purchase price is paid over the term.
It may be customised to suit you by:
*Selecting your Term
*Deciding on a Down Payment (or not)
*Ownership after your final payment
This package is specifically designed for the customer who would like to pay for the use of the vehicle, rather than ownership. Legal ownership of the vehicle resides with MBFS.
Product Key Features:
Off-balance sheet finance (confirm with your auditor): VAT claimable and payable monthly (not capitalized upfront) and rental is fully tax-deductible as an operating expense.
*Capital expense eliminated and cash flow improved;
*No vehicle disposal risk;
*Option to renew your fleet more often; and
*Reduced monthly payment.
The advantage of Flexifix is that your monthly Instalment will remain the same for the duration of your term, with the exception of your last payment, which will offset any changes in interest rate that may have occurred.
Flexifix provides peace of mind by fixing your monthly instalments, yet allowing the benefit of potential interest rate reductions over the term.
Own your vehicle using Flexifix by:
*Choosing your Term
*Fixing your Monthly Instalment
Take ownership of the vehicle after the final payment
MBFS is an Authorised Financial Services Provider in terms of the FAIS Act, no.37 of 2002. License no. 18 604
An Authorised Credit Provider in terms of the National Credit Act, no. 34 of 2005. License no. NCRCP80